Hey all, I am new to the forum and have some questions that I was hoping someone could answer. I recently acquired a 1994 Hi-LO Funlite that was my Grandparent's. The camper has been used a total of probably ten times since new, with my wife and I using it three of those times. Everything works great on the unit and there is nothings wrong with it. However, in order to insure it, they are asking me for a value. I know I could look in NADA, but is this an accurate idea of what it might be worth? I saw a couple for sale on here for aroun 5-6 thousand.
Any ideas or help would be appreciated.

The NADA is your best bet. It gives a high and low value. Make sure you clck the boxes with all of the options. You could also look for a model close to it and compare what others are asking and compare it with the NADA guide. hope that helps.

Hi Lo RVs & Motorhomes for Sale | Used Motorhomes & RVs on Oodle Marketplace

__________________
"Ruben"
2404T, 2003 2500HD 4X4 GMC Sierra SLT Crew Cab w/Astro camper shell and 2003 Chevy Tahoe LE 4X2
Far West Texas

I agree with what RCREYES said. You also need to factor in the "supply & demand" factor. With HiLo being out of business, none are being produced. People are paying more for a well maintained, clean, previously owned HiLo. I hate to use the word "used". Just a thought......................

Bob

__________________
2014 FR Heritage Glen 282RK
2013 F250 HD 6.7L Diesel
Formerly Owned: 1995 22D Fun Chaser & 2901L Classic

One last thing, depending on insurer, or company. (and DO NOT know if this costs me more or less than what you do). My insurer (allied) we agreed on the value of the camper, if it burned to the ground today. Instead of ever decreasing NADA values. so if it goes boom, poof, or bang-clan-BAM, I get the agreed value. mine is one of kind too. so I dont think it will replace it, but what I have in it, will be.

ALso know! Any insurance you buy unless it says so, will not include "contents". I have 3 or 4 $6000 each bikes in mine, that my Pickup Trucks insurance catches, I believe I was told, I need to check though...

__________________
From Kansas: 29ft '95 5th, converted to toybox in rear, by Hilo. Pics soon, Some Here.

NADA seemed a little low when I looked mine up, (would hate to think I paid full retail to an individual) and it was under others for sale in the area. I don't think it is a Kansas thing, but we also have Stated Value Coverage, and with Farm Bureau, there is some contents coverage, but I don't remember just what it is. Get some values on units for sale in your area, to figure out what yours is worth, then talk to your Agent. (If he has a RV, that will help you out some too.)

__________________
1991 2691B Classic
2004 Ford F-150 FX4

Thanks everyone. I don't know much about Hi-Lo trailers, but I just thought NADA was pretty low. I have basically showed my agent what others are going for and we agreed on a replacement cost. Thanks again!!!!

also, it's springtime, and everybody wants more for their used campers,its a supply and demand for lower than new cost thing

__________________
robobd
1988 22l
1999 ford f250 7.3 diesel

NADA is only a guide and values can depart from those listed for various reasons. If the trailer is in exceptional shape it can be higher than what NADA says for the average model of that year.

__________________
My Great Wife Joyce
2018 Jayco Jay Flight 21QB
Formerly owned 1705T and 2310H
2012 F150 4X4 SuperCrew EcoBoost w/Leer Cap
Reese WD Strait-Line Hitch
Amateur Radio K3EXU

I paid A LOT more than what Nada was showing for the 2001 22 tow lite I just bought. That price was like 2700.00 .However- in searching the web for a couple of weeks the asking price on sites was closer to what I paid. I guess anything is worth what someone will pay for it. I couldn't find a mark on mine and it appeared to be very well maintained. Time will tell- That said- I'll bet the dealer made 30 to 40 percent mark-up on it. I used to work a retail canoe shop and we always assumed 20% mark-up or better on trade ins. The bank was willing to lend me close to the full price on it ----so he may know more than I do. All that said- I thought it was a better buy than some of the brand new light weight TTs I was looking at in the 14- 19ft range.